Credit Acceptance has retired 76.9% of its shares since 1999, from 44,916,654 to 10,380,580.
At $540.98 a share, a market value of $5.6B. P/E 11.2, trailing twelve months to June 2026.
| Fiscal year | Date | Shares outstanding | Filing | |
|---|---|---|---|---|
| 1999 | 2000-03-22 | 44,916,654 | 10-K405 | cover page |
| 2000 | 2001-03-16 | 42,319,787 | 10-K405 | cover page |
| 2001 | 2002-02-28 | 42,649,699 | 10-K | cover page |
| 2002 | 2003-02-28 | 42,331,615 | 10-K | cover page |
| 2003 | 2004-01-31 | 39,663,690 | 10-K | cover page |
| 2004 | 2005-12-31 | 37,027,286 | 10-K | cover page |
| 2005 | 2006-02-28 | 37,087,686 | 10-K | cover page |
| 2006 | 2007-02-28 | 30,250,187 | 10-K | cover page |
| 2007 | 2008-02-29 | 30,378,102 | 10-K | cover page |
| 2008 | 2009-02-20 | 30,747,018 | 10-K | cover page |
| 2009 | 2010-02-19 | 31,294,761 | 10-K | cover page |
| 2010 | 2010-12-31 | 27,304,000 | 10-K | |
| 2011 | 2012-02-15 | 25,622,480 | 10-K | |
| 2012 | 2013-02-15 | 23,949,967 | 10-K | |
| 2013 | 2014-02-07 | 22,947,170 | 10-K | |
| 2014 | 2015-02-05 | 22,947,170 | 10-K | |
| 2015 | 2016-02-05 | 20,132,945 | 10-K | |
| 2016 | 2017-02-03 | 19,877,856 | 10-K | |
| 2017 | 2018-02-02 | 19,310,049 | 10-K | |
| 2018 | 2019-02-01 | 18,780,287 | 10-K | |
| 2019 | 2020-02-04 | 18,151,092 | 10-K | |
| 2020 | 2021-02-04 | 16,818,933 | 10-K/A | |
| 2021 | 2022-02-03 | 14,114,355 | 10-K | |
| 2022 | 2023-02-03 | 12,833,388 | 10-K | |
| 2023 | 2024-02-01 | 12,302,955 | 10-K | |
| 2024 | 2025-02-04 | 12,031,647 | 10-K | |
| 2025 | 2026-02-06 | 10,747,682 | 10-K |
Source: all 10-K filings of Credit Acceptance on EDGAR. Download this series as CSV. Licence CC BY 4.0, credit Buyback Radar.
The story
Every Monday we write about one of these companies.
Read the full storyCash spent comes from the cash flow statement. Shares outstanding fell by less than the company bought, because part of every buyback only replaces shares handed to employees. Today’s price is $540.98.
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Yes. Credit Acceptance has 5.9% fewer shares outstanding than twelve months ago, 10,380,580 as of July 23, 2026. Over five years the share count is down 28.6%.
Net of every new share it issued, Credit Acceptance has 34.5 million fewer shares than at its 1999 peak. That is 76.9% of the company. Since fiscal 2009 alone it bought back about 22.6 million shares, while the count fell by 20.9 million. The difference went to employees and other new shares.
10,380,580 shares, as of July 23, 2026, from the cover page of its latest 10-Q. At the 1999 peak it had 44,916,654.
Each share is a bigger slice of the company. Someone who held Credit Acceptance stock in 1999 owns 4.3 times as much of the business today without buying another share. Whether that was a good use of cash depends on the price paid.
Credit Acceptance ranks No. 7 of 467 companies on Buyback Radar by share of the company retired since its peak. Close to it on the list: White Mountains (78.0%), Assured Guaranty (77.4%), Navient (76.6%), DaVita (74.3%).
Every answer is computed from Credit Acceptance's own SEC filings and rebuilt every Monday. Latest count: 10-Q on EDGAR.
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