Pathward Financial › Financials
Pathward Financial financials
CASHTen years from Pathward Financial’s own SEC filings. Fiscal years end in September.
Income statement
| Sep 2016fiscal year | Sep 2017fiscal year | Sep 2018fiscal year | Sep 2019fiscal year | Sep 2020fiscal year | Sep 2021fiscal year | Sep 2022fiscal year | Sep 2023fiscal year | Sep 2024fiscal year | Sep 2025fiscal year | Last 12 monthsto Jun 2026 | Latest quarterJun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | $486.8M | $498.8M | $549.9M | $601.1M | $727.7M | $797.4M | $839.9M | $825.8M | — |
| Net income | $33.2M | $44.9M | $51.6M | $97.0M | $104.7M | $141.7M | $151.1M | $143.3M | $183.2M | $185.9M | $175.8M | — |
| Earnings per share, diluted | $1.30 | $1.61 | $1.67 | $2.49 | $2.94 | $4.38 | $5.09 | $5.24 | $7.20 | $7.87 | — | — |
Balance sheet
| Sep 2016fiscal year | Sep 2017fiscal year | Sep 2018fiscal year | Sep 2019fiscal year | Sep 2020fiscal year | Sep 2021fiscal year | Sep 2022fiscal year | Sep 2023fiscal year | Sep 2024fiscal year | Sep 2025fiscal year | Last 12 monthsto Jun 2026 | Latest quarterJun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $773.8M | $1.27B | $100.0M | $126.5M | $427.4M | $314.0M | $388.0M | $375.6M | $158.3M | $120.6M | — | $149.4M |
| Total assets | $4.01B | $5.23B | $5.84B | $6.18B | $6.09B | $6.69B | $6.75B | $7.54B | $7.55B | $7.17B | — | $7.31B |
| Debt | $1.20B | $1.50B | $89.0M | $215.8M | $98.2M | $92.8M | $36.0M | $33.9M | $33.4M | $33.5M | — | $33.5M |
| Total liabilities | $3.67B | $4.79B | $5.09B | $5.34B | $5.24B | $5.82B | $6.10B | $6.88B | $6.71B | $6.31B | — | $6.46B |
| Shareholders' equity | $335.0M | $434.5M | $744.2M | $839.9M | $843.7M | $870.7M | $645.2M | $651.6M | $839.9M | $858.0M | — | $850.9M |
Cash flow
| Sep 2016fiscal year | Sep 2017fiscal year | Sep 2018fiscal year | Sep 2019fiscal year | Sep 2020fiscal year | Sep 2021fiscal year | Sep 2022fiscal year | Sep 2023fiscal year | Sep 2024fiscal year | Sep 2025fiscal year | Last 12 monthsto Jun 2026 | Latest quarterJun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $78.5M | $120.0M | $137.8M | $191.0M | $467.2M | $581.6M | $290.0M | $327.9M | $488.8M | $450.6M | $696.9M | — |
| Capital spending | $7.0M | $6.8M | $8.5M | $144.4M | $53.6M | $50.4M | $424.9M | $441.0M | $266.6M | $202.3M | $13.3M | — |
| Buybacks | — | — | — | $3.4M | $3.2M | $2.9M | $4.0M | $2.5M | $6.1M | $4.6M | — | — |
| Dividends | $4.4M | $4.8M | $5.7M | $7.8M | $7.1M | $6.4M | $5.9M | $5.4M | $5.1M | $4.7M | $4.4M | — |
| Returned to shareholders | $4.4M | $4.8M | $5.7M | $11.2M | $10.3M | $9.3M | $9.9M | $7.9M | $11.2M | $9.3M | $4.4M | — |
| Stock-based pay | $486K | $10.4M | $11.1M | $12.9M | $10.2M | $6.9M | $10.0M | $11.1M | $10.3M | $9.5M | $11.6M | — |
Where these numbers come from
Every column links to the filing it comes from on EDGAR. Last 12 months adds the latest year to date to the last 10-K and takes away the same months a year earlier. Debt is long-term debt including the part due within a year. A dash means the company did not report that line in a form we can read, never a zero. Gross profit, operating income and free cash flow are left out for banks, insurers and brokers, where they do not mean the same thing. Market cap uses the latest closing price and the share count from the cover of the latest filing. How we count
Pathward Financial financials, answered
What is Pathward Financial's market cap?
$1.52B at $72.93 a share, with 20,773,362 shares outstanding as of Jul 29, 2026, from the cover of its latest SEC filing.
How much does Pathward Financial earn?
Revenue of $825.8M and net income of $175.8M in the last 12 months to Jun 2026.
How much debt does Pathward Financial have?
Pathward Financial reported $33.5M of debt and $149.4M of cash and equivalents on its balance sheet in Jun 2026.
How much cash does Pathward Financial return to shareholders?
$9.3M in buybacks and dividends in fiscal 2025, from the cash flow statement.