Bread Financial (BFH) Stock Buybacks: 53.5% of Shares Retired Since 2004

Name: Bread Financial (BFH) shares outstanding since 2001, split adjusted
Creator: Buyback Radar
License: https://creativecommons.org/licenses/by/4.0/

Shares outstanding, 2001 to todaysplit adjusted, from SEC filings

2001, 74,322,9692026-07-22, 38,419,268

A share bought in 2001

1.9× more of Bread Financial today, without buying another share. It was one of 74,322,969 shares then. It is one of 38,419,268 now.

Every filing we read25 fiscal years, split adjusted

Fiscal year	Date	Shares outstanding	Filing
2001	2002-03-01	74,322,969	10-K405	cover page
2002	2003-02-28	74,993,346	10-K	cover page
2003	2004-02-27	79,787,513	10-K	cover page
2004	2005-02-28	82,614,310	10-K	cover page
2005	2006-02-28	80,478,288	10-K	cover page
2006	2006-06-30	71,589,410	10-K	cover page
2007	2008-02-22	79,134,089	10-K	cover page
2008	2009-02-20	59,607,219	10-K	cover page
2009	2010-02-25	52,553,789	10-K	cover page
2010	2011-02-23	51,130,335	10-K
2011	2012-02-21	50,043,147	10-K
2012	2013-02-25	49,874,416	10-K
2013	2014-02-24	53,172,615	10-K
2014	2015-02-23	62,805,266	10-K
2015	2016-02-16	59,261,410	10-K
2016	2017-02-22	55,925,301	10-K
2017	2018-02-21	55,461,323	10-K
2018	2019-02-20	52,997,685	10-K
2019	2020-02-20	47,627,611	10-K
2020	2021-02-26	49,695,051	10-K
2021	2022-02-18	49,948,146	10-K
2022	2023-02-22	50,115,421	10-K
2023	2024-02-12	49,424,247	10-K
2024	2025-02-07	49,092,356	10-K
2025	2026-02-06	43,115,116	10-K

Source: all 10-K filings of Bread Financial on EDGAR. Download this series as CSV. Licence CC BY 4.0, credit Buyback Radar.

Bread Financial buybacks, answered

Is Bread Financial buying back its stock?

Yes. Bread Financial has 15.9% fewer shares outstanding than twelve months ago, 38,419,268 as of July 22, 2026. Over five years the share count is down 22.8%.

How many shares has Bread Financial bought back?

Net of every new share it issued, Bread Financial has 44.2 million fewer shares than at its 2004 peak. That is 53.5% of the company.

How many shares does Bread Financial have outstanding?

38,419,268 shares, as of July 22, 2026, from the cover page of its latest 10-Q. At the 2004 peak it had 82,614,310.

What do Bread Financial's buybacks mean for a shareholder?

Each share is a bigger slice of the company. Someone who held Bread Financial stock in 2004 owns 2.2 times as much of the business today without buying another share. Whether that was a good use of cash depends on the price paid.

How does Bread Financial compare with other cannibal stocks?

Bread Financial ranks No. 45 of 251 companies on Buyback Radar by share of the company retired since its peak. Close to it on the list: Valero Energy (53.7%), Charter Communications (53.5%), Crocs (53.2%), Spectrum Brands (52.9%).

Every answer is computed from Bread Financial's own SEC filings and rebuilt every Monday. Latest count: 10-Q on EDGAR.

Superinvestors who own it

Richard PzenaPzena Investment Management327,448 shares, $35.5M, Q2 2026

Chuck RoyceRoyce & Associates41,812 shares, $4.5M, Q2 2026

Bill MillerMiller Value Partners132,798 shares, $14.4M, Q2 2026

From the latest 13F filings. All superinvestors.

Insider buying, last 12 months

McCarthy Dennis JamesEVP, Chief Revenue Officer2026-09-14, 16 shares at $108.14 $2K total

Fawcett John J.Director2026-05-21, 698 shares at $86.43 $60K total

The story

The numbers say what happened. The story says whether it can continue. We cover companies like Bread Financial in depth on Cannibal Stocks.

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